Programs run for 12 months, followed by month to month continuation until cancelled. We recommend staying on the program until you achieve your goals. Our program also lets lenders know you care enough about your credit to stay the course until completion.

Yes. Early cancellations may involve a payout adjustment based on remaining term commitments. Please also note that due to security reasons we may not store data, completed or uncompleted work or information once you have cancelled. In some cases files may be completely deleted. Please feel free to contact us first prior to cancelling.

Plan changes may be available depending on account status. You can often upgrade on a pay per need basis.

Payments are processed securely through Canadian payment provider VoPay or other Canadian Banks or processors.

Yes. Both plans include full AI platform access.

Pro includes access to a dedicated Canadian credit expert who helps guide your plan. Access to experts can often make the difference for complex files.

AI Basic is ideal if you want powerful self serve tools. Pro adds a dedicated expert who helps guide your strategy. The Pro-Plan gives you 30+ years of credit expert service to help you navigate even the most intense credit situations.